![]() ![]() Suhre stated that windows can last anywhere from 10 to 30 years, and should be replaced when you notice cracks, fogging or leaks. According to Butt, this is the biggest discount associated with a home insurance policy. Once you have your roof replaced, be sure to have a wind mitigation inspection completed and submitted to your insurance company. “The pricing for homeowners’ insurance was not designed to cover roof replacement for normal and expected wear and tear,” she said. Marie Betlow, Licensed Personal Agent with Pineapple Insurance, added that homeowners should not be looking to insurance to replace their roof, unless it was damaged by a fire or storm. Joshua Butts of Cornerstone Insurance said the best rates typically go to homes with roofs no older than 10 years. Replacing the roof before it ages out can also result in better homeowner’s insurance rates. An inspection by a licensed roofing contractor can help assess any damage and give you a better idea of the roof’s longevity to help you budget. Replacing the shingles before the roof decking is damaged will save money in the long run. Many minor, slow leaks aren’t detectible inside a home, but can quickly destroy the underlying plywood. However, don’t wait until the roof is actively leaking to replace it. Sometimes the damaged areas of the roof can be repaired independently. ![]() He also mentioned that broken tiles or missing shingles don’t necessarily mean that an entire roof needs to be replaced. “They only need attention if they’re damaged or deteriorated.” ![]() “There’s nothing you really need to do maintenance-wise, unless you have missing shingles or broken tiles,” Suhre continued. Concrete tiles can last as long as 40 to 60 years. Three-tab shingles typically last 10 to 15 years in Florida, while architectural (or dimensional) shingles generally last 15 to 20 years, said Suhre. With our heat, humidity and sun, we have different life expectancies in our state.” Do you have shingles, concrete tile or metal? They have different life spans in Florida,” explained Greg Suhre, owner of National Property Inspections. How often should you replace your roof? “It depends on the type of roof. We asked local experts to share their advice on properly maintaining a home and some of their answers may surprise you. How do you know which actions are necessary, and which are simply lining the pockets of the professionals that you hire? Home maintenance can be a challenging endeavor, especially if you aren’t certain whether you can completely trust the contractors you have hired. We also have classic options like pumpkins and witches.Your home is likely your biggest investment, and caring for it is a high priority for most homeowners. Tots obsessed with the most popular shows and movies today will love a Catboy suit or an Encanto-inspired dress. If you want to throw it back to the 2000s, Boo from Monsters, Inc. Have you seen a toddler waddling around as a furry ghost? Or a pint-sized Disney princess? We've found costumes for boys and girls, as well as unisex costumes that everyone can enjoy. We don't want to knock baby costumes or DIY couples costumes, but toddler costumes may just be the cutest. If you don't want to end up furiously stitching a ghost costume out of an old sheet the night before the holiday, it's time to check out the best toddler Halloween costumes. That also means that the most coveted kids' costumes fly off the racks in stores, and chances are your rapidly growing toddler has sized out of last year's costume. Above all else, the holiday is an excuse for everyone (and we mean the whole family!) to dress up as anything or anyone they want for the night. For kids, it's all about the trick-or-treating, games, and Halloween treats. ![]() Halloween is one of the most exciting nights of the year, no matter how old you are! For adults, it's a chance to watch your favorite scary movies and maybe steal a piece of candy or two. ![]()
0 Comments
Leave a Reply. |